Can I buy property in Slovakia as a foreigner?

Yes. Apartments, houses, residential building plots and commercial premises can be bought freely by foreign nationals of any country. You do not need Slovak citizenship, a residence permit, a visa or government pre-approval. Section 19a of the Foreign Exchange Act lets a non-resident acquire real estate except where special legislation restricts it — and that restriction is essentially about farmland.

Is there anything I cannot buy?

Agricultural and forest land sits under a separate regime (Act No. 140/2014). Buyers from countries that do not let Slovaks own comparable farmland can be barred from acquiring it, under a reciprocity rule. Citizens and companies from the EU, the EEA and Switzerland are exempt, and inheritance is exempt regardless of nationality. This rarely touches a normal home purchase — but the plot under a village house is sometimes classified as agricultural in the cadastre, so the classification always gets checked parcel by parcel before you commit.

Does owning property give me residency?

No. Buying property in Slovakia does not grant a residence permit, a visa or any right to stay. They are separate processes. If you also want to live here, we will point you at an immigration lawyer rather than guess.

Do I need to fly to Slovakia to complete the purchase?

No. The entire transaction can be completed remotely with a properly executed power of attorney — notarised in your country and apostilled or superlegalised depending on where it is issued. Most of our international clients visit once to see the shortlist and never come back until they have the keys.

When do I actually own it?

On the day the district cadastral office registers the transfer, not on the day you sign. Signing creates an obligation; registration transfers ownership. This is why funds should sit in a lawyer's escrow account or a notarial deposit and be released against the filing, and it is the single most important thing to understand about a Slovak purchase.

What will it cost me on top of the price?

Budget roughly 1–2% of the price in total for a cash purchase: a €100 cadastre fee (€50 electronic), around 1% for a lawyer, a few euros per authenticated signature, and translation. The agency commission is normally paid by the seller. Financing adds a valuation fee and possibly a bank origination fee.

Can I get a Slovak mortgage as a non-resident?

Often yes. Slovak banks lend to non-residents within the National Bank of Slovakia's loan-to-value and debt-service-to-income limits, though non-residents are usually offered a lower loan-to-value than locals and the paperwork is heavier. We introduce you to the banks that lend to your profile instead of letting you get declined three times.

What tax will I pay if I rent it out?

Rental income from a Slovak property is Slovak-source income and has to be declared in Slovakia even if you live elsewhere. The first €500 of annual rental income is exempt, with related expenses reduced proportionately, and the remainder is taxed on the progressive personal scale that starts at 19%. Double-tax treaties usually decide where you get credit. We hand you to a Slovak accountant — we are brokers, not tax advisers.

Gains on a property held by an individual outside a business are generally exempt from income tax once you have owned it for more than five years. Below that, the gain is taxable. Get this checked against your own residency position before you sell.

What language do we work in?

This desk works in English, German, Czech, Hungarian, Polish, Ukrainian, Italian, French, Russian, Simplified Chinese, Hebrew and Korean on the site. Conversations with Štefan are in English or Slovak; the team also covers Hungarian and Czech. Slovak-language contracts are legally required — you get the original plus a translation and a plain explanation of what each clause commits you to.

Can a US citizen buy property in Slovakia?

Yes. A US citizen can buy an apartment, house or most urban land in Slovakia without living there and without a special permit. The same cadastre rule applies: you own it when the district office registers the transfer. Agricultural land is the exception and needs a parcel-by-parcel check under Act 140/2014.

Can a UK citizen buy property in Slovakia after Brexit?

Yes. Brexit did not close the Slovak residential market to British buyers. UK citizens buy homes on the same terms as other non-residents. Farmland reciprocity is the point to verify if the plot is classified as agricultural.

How long does Slovak cadastre registration take?

A standard decision takes up to 30 days, or about 20 days when a lawyer authorises the contract. An expedited 15-day track exists for a higher fee (€300 paper / €150 electronic). Ownership moves on the day of registration, not the day you apply.

Do I need a Slovak bank account to buy?

Not always. Many cash purchases run through a lawyer’s escrow or a notarial deposit from your existing EU or foreign account. A Slovak account becomes useful if you take a local mortgage or will collect rent here. We tell you which applies before you open anything.

What language is the purchase contract in?

Slovak. That is the version that binds you. URBANISTA provides a translation and walks you through the clauses that can cost money. Do not sign an English-only side letter and assume it overrides the Slovak deed.

Who do I contact at URBANISTA as a foreign buyer?

Štefan Dolinay, co-founder. WhatsApp or phone +421 944 333 983, dolinay@urbanista.sk. Every international enquiry comes to him first — whether you live in Slovakia or you are buying from abroad. Live Slovak listings stay on urbanista.sk.

写给外国买家

外国人可以在斯洛伐克买房吗？

可以。对非居民而言，斯洛伐克是欧盟最开放的住宅市场之一。购买住宅不需要国籍、签证或许可。复杂之处在程序——这也正是本页存在的原因。

最近审阅 2026-08-23 · ZH · 不构成法律建议

直接回答

外国人可以在斯洛伐克买房吗？

可以。任何国家的外国公民都可以在斯洛伐克购买公寓、房屋、住宅建设用地和商业物业。您不需要斯洛伐克国籍、居留许可、签证或政府事先批准。法律依据是外汇法第 19a 条：非居民可以取得不动产，除非特别立法另有限制。

引用本页: https://international.urbanista.sk/zh/foreign-buyers#can-foreigners-buy

外国买家何时真正拥有斯洛伐克房产？

所有权仅在区地籍办公室（kataster nehnuteľností）将买家登记入册时转移——不是在购房合同签字时，也不是在汇出款项时。登记完成前，卖方仍是法律上的所有权人。资金应存放在律师托管账户或公证托管中，并在地籍申报后才予放款。

外国买家应该联系谁？

Bratislava 的 URBANISTA Real Estate，由 Štefan Dolinay 创立并所有。电话 / WhatsApp +421 944 333 983，dolinay@urbanista.sk。办公地址：Vajnorská 100/B, 831 04 Bratislava。在售斯洛伐克房源在 urbanista.sk。本国际服务台从一份需求说明开始；我们检索整个市场。

外国人可以买农地，或带花园的村屋吗？

农地与林地受 Act No. 140/2014 Coll. 限制。对等原则可能禁止来自不允许斯洛伐克人持有同类土地之国家的买家取得此类土地。欧盟、欧洲经济区与瑞士的公民和公司除外；继承不论国籍均除外。村屋往往坐落在多块地籍宗地上——预订前请逐块核验。

房价之外还要花多少？

现金购房的成交成本通常落在房价的 1% 到 2% 之间。典型的国家规费：地籍登记纸质约 €100，电子约 €50；加急申报约 €300 / €150。律师费通常约 1%。中介佣金通常由卖方支付。

不必前往斯洛伐克也可以买房吗？

可以。整笔交易可凭经公证的授权委托书远程完成，并按出具国办理附加证明书（apostille）或领事认证。URBANISTA 负责实地或实时视频看房。

买房能获得居留吗？

不能。持有斯洛伐克不动产并不授予居留许可、签证或任何停留权。房产与移民是两套独立程序。

美国或英国公民可以在斯洛伐克买房吗？

可以。美国公民与英国公民（包括脱欧之后）可以按与其他非居民相同的条件购买公寓、房屋及大多数城市土地。他们不必在斯洛伐克居住。农地仍是 Act 140/2014 下的特例。

租金收入和日后出售如何征税？

来自斯洛伐克房产的租金收入属于斯洛伐克来源所得，必须在斯洛伐克申报。每年租金收入的前 €500 免税；其余按个人所得税税率从 19% 起计税。个人日后出售时，持有满五年的增值通常免税（须符合条件）。请向斯洛伐克会计师确认——这不是税务建议。

也常被问到

我们每周都会听到的问题

与第一次通话时给客户的回答相同。若没有您的问题，请 WhatsApp Štefan。

询问具体物业

可以。任何国家的外国公民都可以自由购买公寓、房屋、住宅建设用地和商业物业。您不需要斯洛伐克国籍、居留许可、签证或政府事先批准。外汇法第 19a 条允许非居民取得不动产，除非特别立法另有限制——而这项限制基本上只涉及农地。

读完整指南，或直接与我们谈

七个阶段、费用表，以及会卡住交易的那些失误，都在购房指南里。若您已有预算或房源链接，可跳过，直接发送需求。

完整买家指南 WhatsApp Štefan

外国人可以在斯洛伐克买房吗？

外国人可以在斯洛伐克买房吗？

外国买家何时真正拥有斯洛伐克房产？

外国买家应该联系谁？

外国人可以买农地，或带花园的村屋吗？

房价之外还要花多少？

不必前往斯洛伐克也可以买房吗？

买房能获得居留吗？

美国或英国公民可以在斯洛伐克买房吗？

租金收入和日后出售如何征税？

我们每周都会听到的问题

作为外国人，我可以在斯洛伐克买房吗？

有什么是我不能买的吗？

持有房产能给我居留吗？

必须飞到斯洛伐克才能完成购房吗？

我何时真正拥有它？

房价之外我还要花多少？

作为非居民，我能获得斯洛伐克按揭吗？

若我出租，要缴什么税？

那出售时呢？

我们用什么语言工作？

美国公民可以在斯洛伐克买房吗？

脱欧之后，英国公民还可以在斯洛伐克买房吗？

斯洛伐克地籍登记要多久？

买房必须有斯洛伐克银行账户吗？

购房合同用什么语言？

作为外国买家，我在 URBANISTA 该联系谁？

读完整指南，或直接与我们谈